10 Ultra-Fast Methods for FAB Balance Check Online

FAB provides multiple approved channels for balance inquiry. Each method is designed for a different user need, device, or access level.

You can check your balance using:

All these methods are secure when used correctly. FAB uses verification steps like OTPs, PINs, and multi-factor authentication to protect accounts.

Some methods show balances instantly. Others work better for users without smartphones or stable internet.

FAB Balance Check Using the PPC Inquiry Portal

The PPC Inquiry Portal is one of the fastest ways to check your FAB salary balance. It is mainly used by employees whose salaries are processed through the Wages Protection System (WPS) in the UAE.

This method works without a mobile app or online banking login, which makes it useful for quick checks.

How the PPC Inquiry Portal Works

The PPC Inquiry Portal is an official system linked to salary payments. When an employer processes salaries through FAB, the balance information becomes available in this portal.

You only need basic identification details. No username or password is required. The portal verifies your information and then displays your latest salary balance.

This method is commonly used by workers who receive wages on payroll cards or salary accounts.

Step-by-Step Balance Check Process

Follow these steps carefully:

1. Open the official FAB PPC Inquiry Portal in your browser
2. Select the balance inquiry option
3. Enter your salary card number or Emirates ID, as requested
4. Add the required verification details
5. Submit the form

Once verified, your available balance appears on the screen within seconds.

If details are entered correctly, the process finishes quickly without extra steps.

Tips and Troubleshooting for PPC Users

If your balance does not appear, check these points:

• Make sure the card number or ID is entered correctly
• Use the same details registered with your employer
• Try again after salary processing hours
• Clear your browser cache or refresh the page

If the portal shows no record, your salary may not yet be credited or may be linked to a different bank account.

For repeated issues, contacting FAB customer support or your employer usually resolves the problem.

FAB Balance Check via FAB Mobile App (Recommended Method)

The FAB Mobile App is the most reliable and complete way to check your account balance. It is designed for daily use and gives real-time access to your money, transactions, and account details.

This method works best for users with a smartphone and internet access. It is also the most secure option because it uses multiple verification layers.

Download and Install the FAB Mobile App

The FAB Mobile App is available for both Android and iOS devices.

Download the app only from official stores. This helps avoid fake or modified versions. Once installed, allow basic permissions so the app can send OTPs and security alerts.

Make sure your phone software is updated before opening the app for the first time.

Register as an Existing FAB Customer

Registration is required only once. The process takes a few minutes if details are entered correctly.

Enter details in the correct format
Use the same information registered with FAB. This usually includes your Emirates ID or card number.

Verify with OTP
FAB sends a one-time password to your registered mobile number. Enter it within the given time.

Provide card and account details
You may be asked to enter your debit card number or account information for verification.

Create login credentials
Set a strong password and enable biometric login if available. This makes future access faster and safer.

How to Check Balance Inside the App

After logging in, your account dashboard opens automatically. Your available balance is displayed clearly on the main screen.

Tap on your account to view more details. You can see recent transactions, pending amounts, and account type without navigating multiple menus.

The balance updates in real time after most transactions.

Useful Features of the FAB Mobile App

The app offers more than balance checking.

You can:

These features help users track spending and manage accounts without visiting a branch.

Safety Tips for FAB Mobile Banking

Always protect your login details. Do not share OTPs or passwords with anyone.

Use a screen lock on your phone. Avoid using public Wi-Fi for banking tasks. Log out if you use a shared device.

FAB will never ask for your password through calls or messages.

FAB Mobile App Troubleshooting and Easy Fixes

If the app does not load, check your internet connection first.

If login fails, confirm that your password is correct and OTP has not expired. Updating the app often fixes minor bugs.

If the balance does not refresh, log out and log in again. For persistent issues, FAB customer support can help reset access.

AB Balance Check Salary via SMS Banking

SMS Banking is one of the easiest ways to check your FAB salary balance. It works on any mobile phone and does not require internet access or a smartphone.

This method is especially useful for users who rely on basic phones or want a quick balance update without logging into apps.

Make Sure SMS Banking Is Registered

Before using SMS Banking, your mobile number must be registered with FAB. Registration is done only once.

Register Through an FAB ATM

Visit any FAB ATM in the UAE.
Insert your debit card and enter your PIN.
Choose the option for mobile or SMS banking registration.
Confirm your mobile number when prompted.

Registration usually completes within minutes.

Register via Customer Care

You can also register by calling FAB customer support.
The agent will verify your identity using security questions.
Once verified, your mobile number is activated for SMS Banking.

This option suits users who cannot visit an ATM.

Register at an FAB Branch

Visit your nearest FAB branch with your Emirates ID.
Request SMS Banking activation at the counter.
Staff will register your number and confirm activation.

This method works best if you already plan to visit a branch.

How to Send SMS for FAB Balance Check

After registration, checking your balance is simple.

Open your phone’s messaging app.
Type the FAB balance inquiry command in the required format.
Send the SMS to the official FAB service number.

Make sure the message is typed exactly as instructed during registration. Incorrect formats may fail.

Receive and Read the Balance Reply

FAB sends a reply SMS within a few seconds.
The message shows your available balance and account details.

If no reply arrives, wait a short time and try again. Network delays can sometimes affect delivery.

Tips and Best Practices for SMS Banking (2025)

Keep your registered mobile number active at all times.
Do not share SMS replies with others.
Delete balance messages after reading for privacy.
Avoid sending SMS requests repeatedly in a short time.

If SMS Banking stops working, re-registration usually solves the issue.

FAB Balance Check via Phone Banking (Best for Non-Tech Users)

Phone Banking allows you to check your FAB balance by speaking directly to an automated system or a support agent. This method does not require internet access, a smartphone, or app installation.

It works well for users who prefer voice guidance or are not comfortable with digital banking tools.

Why Phone Banking Is Ideal for Non-Technical Users

Phone Banking uses simple voice prompts instead of screens and menus. You only need a working phone and your registered details.

There is no need to remember usernames or passwords. The system guides you step by step, which reduces mistakes.

This option is often chosen by senior citizens, salary card holders, and users with basic mobile phones.

Step-by-Step Phone Banking Balance Check

To check your balance using Phone Banking, call the official FAB Phone Banking number.

Follow the voice instructions carefully and choose the balance inquiry option when prompted.

Required Primary Information

You will be asked for one of the following:

• Customer ID
• Debit card number
• Account number

Enter the information exactly as registered with FAB.

Verification Details

The system verifies your identity using registered data. This may include:

• Date of birth
• Emirates ID digits
• Mobile number confirmation

Correct details allow the call to continue smoothly.

Security Questions

For added protection, you may need to answer security questions or enter a phone banking PIN. These steps prevent unauthorized access to your account.

Once verification is complete, your account balance is announced clearly.

Additional Phone Banking Services Available

Phone Banking offers more than balance checks.

You can also:

• Check recent transactions
• Block a lost card
• Request account information
• Get help with basic banking services

These features make Phone Banking a reliable option when digital access is limited.

How to Check FAB Balance via Online Banking (Official Website)

FAB Online Banking allows you to check your balance using a web browser on a computer or mobile device. This method works well for users who prefer a larger screen or need access to detailed account information.

It provides the same level of security as the mobile app and is suitable for both personal and salary accounts.

Open the Official FAB Website

Start by opening the official First Abu Dhabi Bank website in your browser. Always check the website address before entering any details.

Avoid using links from messages or unknown sources. Opening the site directly helps prevent fraud.

Log in to Online Banking

Click on the online banking login option.
Enter your registered username and password.

If this is your first time, complete the one-time registration process using your card or account details.

Multi-Factor Authentication (MFA)

FAB uses multi-factor authentication to protect accounts.
After entering your login details, an OTP is sent to your registered mobile number.

Enter the OTP to continue. This extra step helps prevent unauthorized access.

View Dashboard and Account Balance

Once logged in, your dashboard opens automatically.
Your available balance is displayed clearly at the top of the screen.

You can switch between accounts if you hold more than one FAB account.

Access Detailed Account Information

Click on your account to view:

• Recent transactions
• Pending amounts
• Account type and currency

This view helps track spending and verify recent activity.

Advanced Online Banking Features

Online Banking also allows you to:

• Download account statements
• Transfer funds
• Pay bills
• Manage cards and limits

These features are useful for users who manage finances from a desktop or laptop.

Security Measures You Should Know

Always log out after using online banking.
Avoid saving passwords on shared devices.
Do not access accounts using public computers.

FAB will never request login details through emails or calls.

Troubleshooting Common Login Issues

If you cannot log in, check your internet connection first.

If OTP does not arrive, wait a moment and request a new one.
Incorrect passwords may lock the account temporarily.

Resetting your password or contacting FAB support usually resolves access issues quickly.

How to Check FAB Balance at ATMs

FAB ATMs provide a reliable way to check your balance without internet access. This method works for debit cards linked to FAB accounts and is available day and night.

It suits users who prefer physical access points or need a balance check while traveling.

Find a Nearby FAB ATM

FAB ATMs are widely available across cities, malls, fuel stations, and business districts. You can locate the nearest ATM using the official FAB website or by checking major shopping and transit areas.

Most ATMs are placed in well-lit locations with security cameras.

Popular 24/7 ATM Locations in Dubai

Many FAB ATMs operate around the clock. Common locations include:

• Major shopping malls
• Metro stations
• Business districts
• Fuel stations

These locations allow balance checks even outside banking hours.

ATM Locations Across the UAE

FAB maintains ATMs in all major emirates, including:

• Abu Dhabi
• Dubai
• Sharjah
• Ajman
• Ras Al Khaimah
• Fujairah

This wide coverage helps users access their accounts while moving between cities.

Step-by-Step FAB ATM Balance Check

Follow these steps at any FAB ATM:

1. Insert your debit card
2. Enter your PIN
3. Choose your language
4. Select “Balance Inquiry”
5. Choose your account
6. View your balance on screen
7. Print a receipt (optional)

The process usually takes less than a minute.

Common ATM Issues and Quick Fixes

If the ATM does not respond, wait and try another machine nearby.
Incorrect PIN entries may block the card temporarily.
If the screen freezes, cancel the transaction and remove your card.

If your card is retained or the balance does not display, contact FAB customer support immediately.

How to Check FAB Bank Balance at a Branch

Visiting a FAB branch is a straightforward option for customers who prefer in-person assistance. This method works well if you need help beyond a simple balance check or have account-related questions.

Visit the Nearest FAB Branch

Locate the nearest FAB branch using the official website or branch locator. Branches are available across major cities and business areas in the UAE.

Plan your visit during working hours to avoid waiting time, especially at the beginning or end of the month.

Required Documents

Carry valid identification before visiting the branch. The most commonly required document is your Emirates ID. In some cases, your debit card may also be requested.

Having documents ready helps speed up the process.

Take a Queue Token

Once inside the branch, take a queue token from the machine at the entrance. Select the option related to account services or general banking.

Wait in the seating area until your number is called.

Speak with the Teller

When your turn comes, inform the teller that you want to check your account balance. The staff will verify your identity using your Emirates ID or account details.

After verification, the teller will access your account securely.

Receive Balance Information

Your current account balance is shared verbally or printed on request. If you have multiple accounts, you can ask for balance details for each one.

The process is usually quick once verification is complete.

Additional Services Available at Branch

While at the branch, you can also:

• Update personal details
• Request account statements
• Get help with card issues
• Ask about banking products

Branch visits are useful when you need direct support or face issues with digital banking.

FAB Balance Check Using the Payit Wallet

Payit is a digital wallet linked with First Abu Dhabi Bank. It allows users to check balances and manage salary-related accounts, especially Ratibi salary cards.

This method works well for users who prefer a lightweight app instead of full mobile banking.

Download the Payit App

Download the Payit app from the official app store on your phone.
Install only the verified version to avoid security risks.

Make sure your phone has a stable internet connection before opening the app.

Create a Payit Account

Open the app and start the registration process.
Enter your mobile number and verify it using the OTP sent to your phone.

Follow the on-screen steps to complete basic profile setup.

Log in to Payit

After registration, log in using your registered mobile number and PIN.
Biometric login can be enabled for quicker access on supported devices.

Navigate to the Balance Section

Once logged in, go to the wallet or balance section.
Your available balance appears on the main screen after syncing.

If multiple accounts are linked, select the correct one to view details.

Ratibi Card Linking Process

To check a FAB salary balance, your Ratibi card must be linked.

Open the card linking option in the app.
Enter the required card or ID details as requested.
Confirm linking through OTP verification.

Once linked, balance details become visible in the wallet.

Common Payit Issues and Fixes

Sometimes the app may not show the correct balance. These issues are usually temporary.

Zero Balance Display

This can happen if the card is not fully linked or salary credit is pending.
Recheck card details and allow some time after salary processing.

Balance Not Updating

Balance updates may be delayed due to syncing issues.
Refreshing the app often resolves this problem.

Card Not Syncing

If the Ratibi card does not sync, confirm that the card details match FAB records.
Incorrect information can prevent proper linking.

Quick Fix Checklist

If issues persist, try the following:

• Refresh the app
• Enable balance display settings
• Contact Payit support for assistance

Most Payit-related problems are resolved after basic checks or a short wait.

FAB Balance Check Through AI Virtual Agent

FAB offers an AI-powered virtual agent to help customers with basic banking tasks, including balance inquiries. This option is useful when you want guided assistance without visiting a branch or using an app.

The virtual agent works through official FAB support channels and follows secure verification steps.

How to Contact FAB Virtual Agent

You can reach the FAB virtual agent through FAB’s official customer support channels. These may include phone-based systems or in-app support, depending on availability.

Always use official FAB contact options listed on their website to avoid fraud.

Follow Audio Prompts

Once connected, the virtual agent provides clear voice instructions.
Listen carefully and select the balance inquiry option when prompted.

The system guides you step by step, similar to phone banking, but with smarter responses.

Complete Verification

Before sharing balance information, the virtual agent verifies your identity.

This may include:

• Entering your card or account number
• Confirming Emirates ID details
• Verifying through an OTP

Verification ensures that only authorized users can access account details.

What Makes FAB’s Virtual Agent Smart

The virtual agent uses automated systems to understand common banking requests. It responds faster than manual support for basic tasks and reduces waiting time during busy hours.

It can recognize keywords related to balance checks, card issues, and account services.

Services Available via Virtual Agent

Besides balance checks, the virtual agent can help with:

• Recent transaction inquiries
• Card-related information
• Basic account support
• Redirection to a live agent when needed

This makes it a practical option for quick assistance without navigating multiple menus.

FAB Balance Check Through WhatsApp – Current Status

Many users search for FAB balance check on WhatsApp, expecting instant replies like other services. As of now, it’s important to understand what is officially available and what is not.

Does FAB Offer WhatsApp Banking?

No. FAB does not currently offer WhatsApp banking for balance checks or account services.

This means you cannot check your FAB balance, request statements, or access account details through WhatsApp messages. Any message claiming to provide FAB balance services on WhatsApp should be treated with caution.

FAB provides balance checks only through its official channels such as the mobile app, online banking, SMS banking, phone banking, ATMs, branches, and approved digital platforms.

Why Confusion About WhatsApp Banking Exists

Confusion exists because many banks globally use WhatsApp for customer support updates or basic interactions. This leads users to assume similar services are available for FAB.

In some cases, third-party messages or unofficial numbers may claim WhatsApp banking access. These are not authorized and may pose security risks.

To stay safe, always rely on FAB’s official platforms listed on their website. Avoid sharing personal or banking details on messaging apps unless FAB officially announces support in the future.

FAB Bank Balance Check Video Guide

Some users prefer watching steps instead of reading them. A video guide helps visualize the process and reduces mistakes, especially for first-time users.

A typical FAB balance check video shows:

• How to log in to the FAB Mobile App
• Where the balance appears on the dashboard
• How to switch between accounts
• Basic security tips while using the app

Video guides are most useful for mobile app and online banking users. Always rely on tutorials published or referenced through official FAB sources to avoid outdated or incorrect instructions.

FAB Balance Check Methods – Quick Overview

FAB offers multiple balance check options to match different needs. Some methods work best online, while others help when internet access is limited.

You can check your FAB balance using:

• Mobile and online banking for real-time access
• SMS and phone banking for basic phones
• ATMs and branches for in-person support
• Digital wallets and support channels for added flexibility

Choosing the right method depends on your device, comfort level, and urgency.

Comparison of FAB Balance Check Methods

Each balance check method has its own strengths. Understanding these differences helps you pick the fastest and safest option.

FAB Mobile App

Best for daily use and real-time updates.
Shows balance instantly and includes transaction history.
Requires a smartphone and internet access.

Official Website

Works well on computers and tablets.
Offers detailed account information and statements.
Requires login credentials and OTP verification.

SMS Banking

Suitable for basic phones and no internet.
Quick balance reply via text message.
Requires prior registration.

Phone Banking

Ideal for non-technical users.
Uses voice prompts and simple verification.
Works without internet access.

ATM

Available 24/7 in many locations.
Useful while traveling or offline.
Requires a debit card and PIN.

Branch Visit

Best for users needing personal assistance.
Allows balance checks and other services.
Limited to branch working hours.

POS Terminal

Some merchants allow balance viewing during card use.
Availability depends on terminal support.
Not the most common method.

Customer Care

Helpful when other methods fail.
Requires identity verification.
May involve waiting time during busy hours.

Best Method for FAB Balance Check (Expert Recommendation)

With many available options, choosing the right FAB balance check method depends on speed, security, and convenience. While every official method works, one option consistently delivers the best overall experience for most users.

Why FAB Mobile App Is the Best Option

The FAB Mobile App offers the fastest and most complete way to check your balance. It shows real-time updates, which means your balance reflects recent transactions without delay.

The app combines multiple services in one place. You can view your balance, check transactions, download statements, and manage cards without switching platforms.

Security is another key advantage. The app uses OTP verification, device binding, and optional biometric login. These layers reduce the risk of unauthorized access.

The interface is clear and easy to navigate. Even users with limited technical experience can find their balance quickly on the dashboard.

For users in the UAE who own a smartphone and have internet access, the FAB Mobile App remains the most reliable and efficient choice for daily balance checks.

Top Benefits of Checking FAB Balance Regularly

Checking your FAB balance often is not just a habit. It is a simple way to stay in control of your money and avoid preventable issues.

Fraud Detection

Regular balance checks help you notice unusual activity early. Unexpected deductions or unknown transactions stand out quickly when you review your balance often. Early detection makes it easier to report issues and limit damage.

Avoid Overdraft Fees

Knowing your available balance helps prevent spending more than what is in your account. This reduces the risk of declined transactions or overdraft-related charges, especially for salary and current accounts.

Verify Transactions

Balance checks allow you to confirm that recent payments, transfers, or withdrawals were processed correctly. This is useful after online purchases, ATM withdrawals, or bill payments.

Track Spending

Frequent balance reviews give you a clear picture of how fast money is leaving your account. This awareness helps control daily expenses and avoid unnecessary spending.

Improve Cash Flow

When you know your balance at all times, you can plan expenses better. This is especially helpful for users who rely on monthly salaries or manage multiple payments during the month.

Manage Subscriptions

Many subscriptions renew automatically. Checking your balance regularly helps you spot recurring charges early and cancel services you no longer need.

Financial Planning Benefits

Consistent balance monitoring supports better financial decisions. It helps with budgeting, saving, and preparing for upcoming expenses without surprises.

FAB Balance Inquiry Problems and Quick Solutions

Even official banking systems can face occasional issues. Most FAB balance check problems are temporary and easy to fix once you know the cause.

If your balance does not appear, the issue is often related to connectivity, verification, or system timing.

A delayed balance usually means a transaction is still processing. Waiting a short time and refreshing the app or page often resolves this.

If OTP messages do not arrive, check network coverage and confirm that your registered mobile number is active. Requesting a new OTP usually works.

Login failures are often caused by incorrect passwords or expired sessions. Resetting the password or logging in again fixes most cases.

For SMS Banking issues, make sure your mobile number is registered and the message format is correct. Incorrect formatting is a common reason for failure.

ATM-related problems can occur due to machine errors or incorrect PIN entries. Using another ATM or contacting customer support is recommended if the issue continues.

When problems persist across multiple methods, contacting FAB customer care is the safest option.

What Is FAB Bank (First Abu Dhabi Bank)?

First Abu Dhabi Bank, known as FAB, is one of the largest banks in the Middle East. It serves individuals, businesses, and government entities across the UAE and other regions.

FAB offers modern banking solutions while maintaining strong security and regulatory standards.

Key Highlights

FAB was formed through the merger of major UAE banks, creating a strong financial institution with wide reach.

The bank operates locally and internationally, serving millions of customers across personal, corporate, and investment banking.

It focuses on digital innovation while supporting customers who prefer traditional banking methods.

Core Banking Services

FAB provides a wide range of services, including:

• Savings and current accounts
• Salary accounts and payroll solutions
• Debit and credit cards
• Digital and mobile banking
• Loans and financing
• Business and corporate banking

These services support both everyday banking and long-term financial needs.

Purpose and Market Focus

FAB aims to provide secure, accessible, and efficient banking solutions. Its focus includes digital growth, customer convenience, and financial stability.

The bank supports individuals, small businesses, large enterprises, and public-sector organizations across the UAE.

Types of FAB Accounts

FAB offers different account types to meet various financial needs. Each account serves a specific purpose, depending on how you receive income and manage daily expenses.

Savings Account

A FAB savings account is designed for storing money securely while earning interest. It suits individuals who want to save funds and access them when needed.

These accounts usually offer:

• Easy access through mobile and online banking
• Interest on deposited amounts
• ATM and debit card support

Savings accounts work well for personal use and emergency funds.

Current Account

A current account is meant for frequent transactions. It is commonly used by salaried individuals, businesses, and professionals who make regular payments.

Key features include:

• Unlimited deposits and withdrawals
• Cheque book facility
• Debit card access
• Online and mobile banking support

Current accounts focus on flexibility rather than interest earnings.

Digital Salary Account (Payit Plus)

The Payit Plus digital salary account is built for salary transfers under the UAE Wages Protection System. It is ideal for users who prefer app-based banking without visiting branches.

This account offers:

• Salary credit through WPS
• Balance access via Payit wallet
• Digital account management
• Reduced paperwork

Payit Plus suits users who want a simple, digital-first salary solution.

How to Open an FAB Account

Opening an FAB account is a straightforward process. FAB allows customers to apply digitally, which reduces paperwork and saves time.

Most personal accounts can be opened without visiting a branch.

Open FAB Account via Mobile App

The easiest way to open an FAB account is through the official FAB Mobile App.

Download the app from the official app store.
Select the option to open a new account.
Choose the account type that fits your needs.

Follow the on-screen instructions carefully. The app guides you step by step.

Submit Application

During the application, you will be asked to provide personal details and upload required documents. Make sure all information matches your official records.

Once submitted, the application is reviewed by FAB.
You will receive updates through the app or SMS.

Most applications are processed within a short time.

Requirements

To open an FAB account, you usually need:

• Valid Emirates ID
• Active UAE mobile number
• Proof of income or salary details (for salary accounts)

Additional documents may be requested depending on the account type.

Having all documents ready helps avoid delays.

How to Download FAB Bank Statement from Mobile App

FAB allows customers to download bank statements directly from the mobile app. This feature is useful for personal records, visa applications, rentals, or salary verification.

The process takes only a few minutes.

Login

Open the FAB Mobile App on your phone.
Log in using your username, password, or biometric access.

Make sure your internet connection is stable before continuing.

Select Account

After logging in, your dashboard appears.
Choose the account for which you want the statement.

If you have more than one account, select carefully.

Go to Statements

Inside the account view, find the option labeled Statements or Documents.
Tap on it to continue.

This section stores downloadable account records.

Choose Period

Select the time period for the statement.
You can usually choose:

• Last month
• Last three months
• Custom date range

Pick the range that matches your requirement.

Generate PDF

After selecting the period, tap the option to generate the statement.
The app creates a PDF file automatically.

This may take a few seconds.

Save or Share

Once the PDF is ready, you can:

• Save it to your device
• Share it by email or messaging apps

Make sure the file is stored securely.

Verify Document

Before using the statement, open the PDF and check:

• Name
• Account number
• Date range
• Transaction details

Verification avoids issues when submitting documents.

Why You May Need a Bank Statement

FAB bank statements are often required for:

• Visa or residency applications
• Rental agreements
• Loan or credit requests
• Personal financial tracking

Downloading statements digitally saves time and avoids branch visits.

How to Get Salary Certificate from FAB

A salary certificate from FAB is an official document that confirms your employment income. It is commonly required for visas, loans, rentals, and other formal applications. FAB allows customers to request this certificate digitally, which saves time.

Login

Open the FAB Mobile App on your phone.
Log in using your registered credentials or biometric access.

Ensure your app is updated to the latest version for smooth access.

Request Certificate

After logging in, go to the Services or Requests section.
Select the option for Salary Certificate or Employment Certificate, depending on the app menu.

This option is available for eligible salary accounts.

Select Account and Period

Choose the salary account linked to your employment.
Select the required period, if prompted.

Some requests allow you to specify details based on the purpose of the certificate.

Generate and Download

Submit the request through the app.
The salary certificate is generated digitally in PDF format.

You can download the file directly to your device or share it via email.

Verify and Store Safely

Open the PDF and check all details carefully, including:

• Your name
• Employer name
• Salary amount
• Issue date

Store the certificate securely and keep a backup copy for future use.

FAB Balance Check FAQs

How can I check my FAB balance instantly?

The fastest way is through the FAB Mobile App. It shows real-time balance updates after login.

Can I check my FAB balance without internet?

Yes. You can use SMS Banking, Phone Banking, or an FAB ATM without internet access.

Is SMS Banking free for balance checks?

FAB may charge standard SMS fees depending on your mobile provider. FAB does not usually charge extra for balance replies.

What should I do if my FAB balance is not updating?

Refresh the app, log out and log in again, or wait a short time after transactions. Delays are often temporary.

Can I check my salary balance using Payit?

Yes, if your salary is linked to a Ratibi card or Payit Plus account, balance details can appear in the Payit wallet.

Is WhatsApp supported for FAB balance checks?

No. FAB does not currently offer balance checks through WhatsApp. Always use official FAB channels.

Is it safe to check FAB balance online?

Yes, when using official FAB platforms. FAB uses OTPs, encryption, and verification steps for security.

Which method is best for non-technical users?

Phone Banking or branch visits work best for users who prefer voice guidance or in-person help.

FAB Balance Check – Final Verdict

FAB offers multiple secure and reliable ways to check your account balance in 2025. Each method serves a different need, from digital convenience to offline access.

For most users, the FAB Mobile App remains the best option due to speed, accuracy, and full account visibility. It combines balance checks with transaction tracking and document access.

SMS Banking, Phone Banking, ATMs, and branch visits continue to support users without smartphones or stable internet.

The key is choosing the method that fits your lifestyle, device access, and comfort level. When used correctly, all official FAB balance check methods are safe and effective.